Indiana Long Term Care Insurance

Anyone Suffering From Chronic Diseases, Impairment Of Sense Organs Or Sudden Accidents Need Long Term Care.

Indiana Long Term Care Helps To Pay Skilled And Non-Skilled Types Of Long Term Care.

Long Term Care Policies Pay A Specific Amount Of An Insured’s Long Term Care Costs When The Insurer Provides A Certificate From Doctor As A “Chronically Ill Individual ’’.

An Individual Is Assigned “Chronically Ill Individual “Certificate When The Person Requires Supervision Due To Cognitive Impairment To Prevent From Health And Safety Casualties.

The Person Is Not Able To Perform Two Or More Activities Of Daily Living (Adl).

Long Term Care Is Essential For People Who Can Not Perform Activities Of Daily Living (Adl) Such As Dressing, Bathing, Eating, And Toileting For A Long Period Of Time.

Long Term Care Can Be Taken At Any Nursing Home Or At Your Home. Long Term Care Insurance Protects Your Assets And You From Sudden Medical Expenses. The Terms And Costs Of Long Term Care Insurance Vary Among The Companies.

Indiana Long Term Care Insurance Helps To

  • Protect Your Assets And Income During Long Term Illness
  • Helps You To Pay For Your Own Care
  • You Are Not Dependent On Others For Daily Activities

The Long Term Care Activities Include From Daily Activities To Full Time Care.

Adult Day Care-

Adult Day Cares Are Centers For Rehabilitation Of Elderly People Who Need A Protective Shelter. In This Adult Is Taken Care And Assisted During Daytime And Return Home In The Evening.

Assisted Living Facilities-

These Are Residential Quarters Which Offer Help In Daily Activities For People Who Need Long Term Care. Supervision Of Patients And Medication Management Is Given To People With Chronic Illness Like Parkinson’s And Alzheimer’s Is Also A Part Of Assisted Living Facilities.

Continuing Care Retirement Communities-

Care Is Given According To The Residential Person’s Needs.

Skilled Nursing-

High Level Care Is Taken With The Help Of Skilled Nurses And Doctor’s Supervision.